Cash Cow Couple Privacy Policy

This Privacy Policy applies to your access and use of all information and services that are made available through this website, www.cashcowcouple.com. This Privacy Policy describes the information that we gather from you, how we use and disclose your information, and the steps we take to protect your information. By using this website, you consent to all of the privacy practices described below.

What personal information do we collect from website visitors?

We don’t require any personal information to browse this website. All of the content and recommendations are provided free of charge. However, we do collect information in the following ways:

Comments

When visitors leave comments on this website we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

Email Marketing

When registering to join the Cash Cow Community, you may be asked to enter your email address so that we can provide ongoing email correspondence. Your personal information is never used outside of our company, and we never sell your personal information to third parties.

Automatically Collected Information

When you access the website or open one of our emails, we may automatically record and store certain information about your system by using cookies and other types of technologies. Examples of such information we automatically collect may include Internet Protocol address (“IP Address”), a unique user ID, device and browser types and identifiers, referring and exit page addresses, software and system type, and information about your usage of our website. Examples of how our Site uses automatically collected information include : (a) automatically update the Site application on your system; (b) remember your information so that you will not have to re-enter it during your visit or the next time you access the Site; (c) provide customized advertisements, content, and information; (d) monitor the effectiveness of marketing campaigns; (e) monitor and store aggregate site usage metrics such as total number of visitors and pages accessed; and (f) track your entries, submissions, and status in any promotions or other activities.

Cookies

This website does utilize cookies. Cookies are small text files containing a string of alphanumeric characters that a website transfers to your computer through your web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, cookies are used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to keep track of advertisements and help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf, such as Google Analytics.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your web browser settings. Since each browser is a little different, look at your browser’s “Help Menu” to learn the correct way to modify your cookies. We always honor “Do Not Track” (DNT) signals when DNT browser mechanism is in place. If you delete or choose not to accept cookies from this website, you may not be able to utilize features to their fullest potential.

Advertisers and Analytics

This website uses Google Analytics to help analyze how visitors use this site. Google Analytics uses “cookies”, which are small text files placed on your computer, to collect standard internet log information and visitor behavior information in an anonymous form. The anonymous information generated by Google Analytics cookies about your use of this website is transmitted to Google. This information is processed to compile statistical reports on website activity for this site only. The information collected (described above in “Automatically Collected Information”) will be collected directly by these service providers to evaluate your use of this website so that we can optimize the content, and its marketing, to better meet your needs. This is an essential tool for us to operate this website as a free to use service

Embedded content from other websites

 Articles on this website may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website. For example, if there is an embedded video form YouTube, Google will track your interaction. 

Links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites.

Surveys & Contests

From time-to-time, our site requests information via surveys or contests. Participation in these surveys or contests is completely voluntary and you may choose whether or not to participate and therefore disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

When do we collect your information?

We collect personal information when you willfully subscribe to our community email newsletter, submit a request on our contact form, or leave a comment on an article.

How do we use your information?

We may use your information we collect from you in the following ways:

  • To reply to your message through our contact form.
  • To remember your information when you leave a comment so that you will not have to re-enter it during your visit or the next time you access the website.
  • To send periodic emails regarding products and services. When we create new content or recommendations, we share that information via email.
  • To administer a contest, promotion, survey or other site feature. We regularly offer promotions that are only available to members of our email community.
  • To ask for feedback regarding content, recommendations, or services. Asking for community feedback helps us better understand what is important to our community of readers.

How long do we retain your information?

If you would like to opt-out, please send an email to [email protected]

Comments

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

Email Marketing

If you submit your email address, any information you submit (name, email, etc.) as well as automatically collected information (such as your IP address) are retained indefinitely. Remember, you have the right to be forgotten. Simply contact us at [email protected] to request that we forget your information.

Analytics

Google Analytic data is retained for 38 months.

How do we protect your information?

This website provides free articles, reviews, and recommendations. We never ask you to share credit card information or other secure financial information with us directly. All of the information on this website is SSL encrypted and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential.

We implement a variety of security measures to maintain the safety of this website and your personal information. Our hosting platform regularly scans our WordPress database to protect against malware and other vulnerabilities.

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide you with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when its release is appropriate to comply with the law, enforce our site policies, or protect our or others’ rights, property or safety.

Non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Google Advertising

Google’s advertising requirements can be summed up by Google’s Advertising Principles, which are put in place to provide a positive experience for users – https://support.google.com/adwordspolicy/answer/1316548?hl=en

We have not enabled Google AdSense on our site but we may do so in the future. Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA, we agree to the following:

  • Users can visit our site anonymously.
  • This Privacy Policy is linked at the footer of all website pages.
  • You will be notified of any Privacy Policy changes on this, our Privacy Policy Page.
  • Our Privacy Policy link includes the word ‘Privacy’ and can easily be found on the pages specified above.

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.

We do not specifically market to children under the age of 13 years old. We do not allow third-parties to collect PII from children under 13.

GDPR (General Data Protection Regulation)

This website complies with GDPR law, which is a regulation in EU law on data protection and privacy for all individuals within the European Union (EU) and the European Economic Area (EEA). Under GDPR, if you are located in the EU or EEA you have the right to the following: 
  • Right to be informed: You have the right to be informed about the collection and use of your personal data.
  • Right to object: You have the right to object to the processing your your personal data in certain circumstances and the absolute right to stop your data from being used for direct marketing.
  • Right to restrict processing: You have the right to request the restriction or suppression of your personal data.
  •  Right to Access: We are required to provide you a copy of your personal data upon your request
  • Right to Rectification: You have the right to rectify your inaccurate personal data from us without undue delay. 
  • Right to Erasure: We are required to forget all of your collected personal data upon your request.
  • Right to Data Portability: You have the right to receive your submitted personal data from us in a commonly used and machine-readable format and have the right to transmit your data to another provider.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur: We will notify you via email within 7 business days.

We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations. We collect your email address in order to:

  • Send information, respond to inquiries, and/or other requests or questions.
  • To administer a contest, promotion, survey or other site feature. We regularly offer promotions that are only available to members of our email community.
  • To send periodic emails regarding products and services. When we create new content or recommendations, we share that information via email.
  • To ask for ratings and reviews of products and services. Sometimes, we ask for community feedback to help better understand what is important to our community of readers.

To be in accordance with CANSPAM, we agree to the following:

  • Honor opt-out/unsubscribe requests quickly.
  • Not use false or misleading subjects or email addresses.
  • Include the physical address of our business or site headquarters.
  • Identify the message as an advertisement in some reasonable way.
  • Allow users to unsubscribe by using the link at the bottom of each email.
  • Monitor third-party email marketing services for compliance, if one is used.

If at any time you would like to unsubscribe from receiving future emails, you can email us at [email protected], or follow the instructions at the bottom of each email and we will promptly remove you from ALL correspondence.

Contact Us

If there are any questions regarding this privacy policy, you may contact us directly at [email protected]

Last updated: May 31, 2018