How to Repair, Rebuild, and Improve Bad Credit

When you have a limited credit history, most creditors are reluctant to extend you new lines of credit because they don’t know anything about your borrowing habits. This presents a minor challenge, but there are several straightforward solutions that can help

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How to Build Credit From Scratch

Building credit can be difficult. Without a credit history, most financial institutions will deny your request for credit because they cannot determine how responsible you are as a borrower. But you can’t demonstrate responsible credit management until you are approved for

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Why Does a Good (or Bad) Credit Score Matter?

In a recent article discussing the range of possible credit scores, I highlighted the relationship between credit and mortgage interest rates. This article will provide additional examples to demonstrate the importance of credit scores in our modern economy. As a

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LendKey Review 2017 + $100 Bonus

With more than $1.5 Billion in funded loans to date, LendKey is one of the most promising providers in the student loan space. Offering private student loans as well as student loan refinancing options, LendKey has partnered with more than 250

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What is the Capital Asset Pricing Model (CAPM)?

Harry Markowitz established Modern Portfolio Theory (MPT) and the investment concept of diversification in 1952. One of Markowitz’ doctoral students, William Sharpe, streamlined his work and developed a more accessible approach to diversification known as the Capital Asset Pricing Model

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What is Modern Portfolio Theory?

Modern Portfolio Theory (MPT) is the framework behind the investment concept of diversification, which posits that investors can minimize the volatility of their portfolio and maximize their expected return by investing in diversified portfolios of financial assets. Nobel Prize winner Dr.

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What is Considered a Good Credit Score?

Credit scoring models analyze your credit report(s) and generate credit score(s) using the information in your report. A higher credit score is always preferred, but there are no definite guidelines that establish a “good” or “bad” credit score. Every business sets its own

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Personal Finance Resources

We frequently receive questions about financial products and services from readers, so we thought it would be helpful to put together a comprehensive list of the providers that we feel are most beneficial. We spend a good amount of time researching the

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